Category: Money

PF Withdrawal – Online EPF Withdrawal Procedure PF or EPF is also called the Employee Provident Fund Scheme. It is one where the employees contribute a small portion of their remuneration i.e. 12% of their basic pay every month. A matching amount is contributed by the employer. Such contribution, together, form a corpus. This is to be used to fund the employee’s retirement. EPF withdrawal by employees can however be done earlier itself i.e. during the course of their employment. Such circumstances have been elaborated later in the article.   Here, it…

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Here is the list of 7 Multibagger Stocks with huge upside potential:   Bodal Chemicals CMP 127 Shree Pushkar Chemicals CMP 207   Firstsource Solutions CMP 58   ITD cementation CMP 163   Time Technoplast CMP 161   Kei Industries CMP 368   Emmbi Industries CMP 177   Most of these stocks are potential multibagger Invest now and invest wisely. Please consult a financial advisor before investing. Note – The author is an Independent Research Analyst with over 10 years of experience in equity markets and offers unbiased advice to…

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Bitcoin Bubble Explained Irrational exuberance has to come to an end eventually. Nothing better can explain it than Bitcoin. Similarity between Bitcoin and Bubble Chart     Looks like the bubble has finally burst and it has deflated a lot of investors across the globe. Despite warnings and triggers, People invested in the Crypto-Currency. Those with major chunk would already have sold and booked profits, leaving retail/small investors on tenterhooks. Just like Silver, Tulip and  Shanghai Markets i.e typical examples of a bubble, Bitcoin too seems to have joined the…

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Long-Term Capital Gains Tax (LTCG) Decoded – How Would it Affect Your Investments? LTCG is still unclear to most of the investors’ fraternity. Arun Jaitley (Finance Minister) in his Budget announced a 10 percent Long-Term Capital Gains Tax (LTCG) on stocks and equity-oriented mutual funds if the total amount of gains exceeded Rs 1 lakh.   Following the announcement, the Central Board of Direct Taxes (CBDT) has explained how the tax would work in different scenarios. The board has given four different scenarios to explain the impact of the tax…

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Predict Nifty Trend Based on PE Ratio Chart By now, You would have heard the Analysts and agencies say that the Market valuations are stretched quite significantly. What they mean to say is – the markets are at an overbought level and it is becoming increasingly difficult to justify the valuations. Midcaps and Smallcaps are in a different uncharted territory altogether, when it comes to Price Multiples and Valuations. In the bullish run, it gets complex to decipher the irrational exuberance sometimes and what we witnessed in MIDCAPS and SMALLCAPS…

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Priceless Personal Finance Tips 1. 🚀Avoid buying property on loans as it eats most of your earnings unless you have a clear plan for its repayment. It’s important to monitor cash flow. Though, the house will be your asset, your liability will be much more. 2. 💥Start a SIP at a very young age. Try to save atleast 15–25 % of your earnings. 3. 🙏🏼Avoid buying a car unless you use it everyday. . 4. 💐Do not let this sentence scare you. “Mutual fund investment are subject to market risk.…

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Effective Investment Strategies And Lessons From Successful Investors Learn from the masters of the trade “You’re neither right nor wrong because other people agree with you. You’re right because your facts are right and your reasoning is right – that’s the only thing that makes you right. And if your facts and reasoning are right, you don’t have to worry about anybody else.” – Warren Buffett   Prefer Fundamentally strong Stocks (long term & multi-baggers) Technicals (short to mid term gains) – Invest Unemotionally – Don’t follow the herd – Make Contrarian…

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You need to provide PAN Number of banks or home loan provider to avail tax exemption. You would find the PAN number of Banks in the loan certificate or you will to contact your bank for it. To make it easy and convenient for you, we have compiled it at one place. Ways to Improve your Credit Score Below are the PAN number of Banks like HDFC BANK, PNB, GIC, SBI BANK, ICICI BANK, BOB, AXIS BANK, DHFL, Bank of India, Allahabad Bank, Housing & Urban Development Corporation Ltd, GIC Housing…

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Approval of loan/credit card depends largely on credit score. Your CIBIL Transunion Credit Score is a key determining factor of your loan approval nowadays, therefore you should understand the credit assessment process and strive to improve it. Ideally, a credit score above 750 is considered excellent by almost all the financial institutions. If your score is above 750, Lenders would approve your loan easily. 

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